Life Assurance
Level Term Assurance
Pays out a fixed lump sum on death of the policy holder during the term. More...
Decreasing Term Assurance
Pays out a decreasing lump sum on death of the policy holder during the term. More...
Critical Illness Cover
With this option the insurance will pay out if you are diagnosed as suffering from one of a list of specified critical illnesses.
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Life Assurance - Possible Uses
Life cover is a product that all of us know about but very few of us actually sit down and calculate how much we need. It's normally done on the back of a mortgage application encouraged by your Independent Finincial Advisor (IFA). It can add much needed cover for funeral costs for older people. It is a valuable tool when looking at Inheritance Tax Planning (IHT). It can be used for broader situations like covering key staff members (Key Man Insurance), corporate schemes such as group life cover and families with small children. Life cover can be used in any situation where someone else would be financially disadvantaged if you were to die.
Life insurance is a product that should be reviewed on a fairly regular basis. The majority of people just insure their mortgage, but is mortgage cover enough? What about the take home pay that will disappear when one wage earner drops out of the picture? Have you got cover for credit cards and short term borrowings such as personal loans?
Life insurance costs have dropped in the last couple of years. This is due n part to the fact that we are looking after ourselves better and living longer. It is also being driven down by new providers coming into the market such as Tesco and Sainsburys.
What we aim to do with this site is to give you a very quick idea of costs for your needs. As independent Finincial Advisors we are able to access a whole range of companies in the market. If you use the form provided we can get back to you very quickly with an affordable premium.
If at any point you are not sure if you shuld have cheap, level term insurance or cheap decreasing term assurance, please contact us.
We also promise to only contact you through the medium you have chosen and will not put you on any e-shots system and bombard you with meaningless emails.
Quick Life Insurance Quotation
